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Changes in state pension age - Cridland review

The government has responded to the final report of the independent review of State Pension age, led by John Cridland CBE.

Government has accepted the recommendation to bring forward the rise in state pension age to age 68 from between 2037 and 2039, saving £74bn by doing so. The other recommendations in the report have not been adopted.

Andrew Tully, pensions technical director, Retirement Advantage commented:

‘Costs for funding the state pension are predicted to rocket, so it is no surprise some tough choices needed to be made. Bringing forward the increase in state pension age by just a few years saves government £74bn.

‘Despite all the changes to state pension age currently taking place, our research shows people are still hard-wired to a retirement age of 65, even though that is highly likely to be before their state pension age. For many people the state pension will be the bedrock of their retirement income, so it is crucial the government learn lessons from recent experience and ensure future changes are clearly and widely communicated.’

Rises in state pension age

Historically the state pension has been paid at age 65 for men and age 60 for women

Women’s state pension age is currently increasing from 60 to 65 between 2010 and 2018

State pension age for all will then gradually increase from 65 to 66 between 2018 and 2020

State pension age for all will further increase to 67 between 2026 and 2028

State pension age for all will further increase to 68 between 2037 and 2039